Reply by By:Paul 2 hours agoHi all..
In 2013 could not afford the £170 a month the bank wanted, was borrowing off the bank to pay the bank getting nowhere.
Looking at it realistically I could afford £30 monthly. So I put my offer into the Bank
They cashed the cheque (acceptance by performance). Then they sent me their offer, so I told them I am happy with my contract as it stands.
This went back my means of RTS. Every other offer/letter from the bank has gone back (including the opened one`s).
Then I received this Statement as you can see there are No charges added & No interest being charged.
So yes would say the Official Offer Works